Stay afloat no matter what comes your way.
Yacht insurance in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout Michigan.
Spending time on your yacht is a luxurious, relaxing pastime. But, the risks associated with yacht ownership can put a damper on your downtime if you’re not fully protected. Our insurance advisors will review your risks and help you decide on coverage that keeps your investment afloat.
There’s more to insuring your yacht than you might realize, but a good insurer can help find the policy that’s right for you. Take the coverage that protects the boat itself against damage, theft, fire and other risks. You can pay a higher premium and have a guaranteed payout amount if you make a claim, or pay a lower premium for a cash value policy where the payout amount is based on the market price when you make the claim.
Liability is also a key part of yacht insurance. Make sure you’re covered against damage to other people’s yachts in a collision, along with injury and personal property damage to passengers on your yacht and other people’s watercraft. Also, be sure that your policy covers any clean-up costs you might have to pay according to current laws and regulations.
Make sure to ask about features that may be optional extras, such as towing costs if your yacht breaks down on a trip, coverage against collisions caused by uninsured boaters or costs if you need to move your boat because of a hurricane warning.
To make sure you get the right yacht insurance, contact us today for more details.
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As an independent agency, we offer multiple options at competitive prices.